Do I need Private Medical Insurance?

The number of people in Britain taking out private medical insurance has risen significantly for the first time since 2008 with just over 4 million people in the UK now having a private medical plan.

What are the benefits of having private medical Insurance?

A private medical insurance plan offers faster access to see a consultant and to have diagnostic tests from your initial GP referral, allowing for a speedy diagnosis and treatment plan, resulting in a better recovery time.

Private patients benefit from the comfort of their own room- typically with en-suite facilities- in a hospital or clinic of their choosing. Similarly, if you enter into a Private Medical Insurance plan you will be able to choose your own specialist consultant, who will provide you with ongoing care throughout your treatment.

Your choice begins with the huge variety of policies on the market and how they match the level and type of care you require. It’s not just about looking for cheap medical insurance, but cover that offers real value by taking into account your lifestyle, your budget and your particular needs and wants.

What to consider when choosing Private Medical Insurance;

Do you want to be able to choose where you want to be treated? Or would you be happy to be seen at a local hospital recommended by your insurer?
How much can you afford?
Would you be willing to pay an excess? By contributing to the cost of your care you may be able to secure a lower premium.
Which benefits are most important to you? Options may include physiotherapy, psychiatric, chiropractic, optical, specialist cancer and cardiac care, dental insurance and much more
Do you need cover abroad?

How can Excellect help you to find the best Private Medical Insurance?

Excellect take a personal approach to Private Medical Insurance, with your own expert adviser guiding you through the market maze to a bespoke solution. We will evaluate everything the market has to offer, including many deals which are not generally available in the market.

We can also help you find Private Medical Insurance for your family as your whole household can benefit from swift, high quality treatment, as well as invaluable peace of mind.

Our specialist expertise is not just independent, but free, with no upfront or hidden costs to pay.

We can help ensure the right plan is set up specifically tailored to you and the needs of your family. Give us a call to talk through your options.